Preserve Your Legacy.

Chart a path and reach your financial goals.

Compass Wealth Partners is an independent financial advisory practice providing tailored wealth strategies and holistic financial planning. Backed by the resources of LPL Financial, we proudly serve retirees, young professionals, business owners, and families across North Carolina, South Carolina, and the Washington, D.C. metro area.

Contact Us

Phone:
704-271-3231

Office Address:
3440 Toringdon Way
Suite 205
Charlotte, NC 28277

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We Make Financial Planning Accessible

Licensed Financial Advisors in Charlotte, NC & Washington D.C.
We believe that quality financial planning shouldn’t be an exclusive privilege for the “Elite”—it’s a vital tool that everyone deserves. As an independent financial services practice, we break down the barriers to wealth management by offering holistic planning that helps you feel confident, secure, and valued, no matter where you are on your financial journey.

Whether you are an individual just starting out, a growing family, a local business owner, or a non-profit, we provide personalized strategies designed for your unique real-world goals.

Investment Solutions for Your Goals & Lifestyle

Trusted Charlotte, North Carolina Licensed Financial Advisor

Over 20 Years of Experience Guiding Investors, Non Profits, Businesses and Families Towards Their Financial Goals

As an independent financial services practice of LPL Financial, we specialize in holistic financial planning, ensuring our clients feel confident and secure about their financial futures. From business owners to individuals, families, and non-profits, we provide personalized services catered to the unique goals and aspirations of each client.  

Our Financial Advisory Services

  • We provide a comprehensive, tailored approach to planning that looks at your entire financial ecosystem in relation to your long-term goals. True financial planning goes far beyond investments - encompassing tax strategies, estate preservation, and business continuity.

    To match your preferred level of guidance, we offer two collaborative paths:

    • The Roadmap Option (Self-Directed): We partner with the specialized planning team at LPL Financial to build a detailed, foundational blueprint that you can implement independently for a transparent, flat fee.

    • The Co-Pilot Option (Fully Managed): We act as your active financial partners, implementing and adjusting the plan on your behalf through an ongoing, annual advisory relationship.

  • Our investment philosophy is built on the foundation of Stewardship. We reject a one-size-fits-all approach, choosing instead to implement disciplined, objective strategies tailored exclusively to your unique goals. As an independent practice, our guidance is unfettered by corporate agendas, ensuring our advice is aligned with your best interests.

  • Protecting your legacy is just as vital as building it. To defend your financial plan against market volatility and unpredictable life changes, we implement targeted wealth-protection strategies.

    Our approach ensures your plan is resilient enough to withstand longevity risk, disability, and unexpected shifts in survivor income needs.

  • We offer many retirement solutions—such as 401(k)s and SIMPLE IRAs. Our retirement services are designed to strengthen your employee retention strategy while providing direct, hands-on guidance to your team, empowering plan participants to make confident, informed decisions about their financial futures.

  • To deliver a truly synchronized financial strategy, we routinely coordinate with external tax and legal experts, including CPAs, business consultants, and estate attorneys. While these professionals are completely independent of Compass Wealth Partners and LPL Financial, this open-architecture collaboration ensures your entire professional team is aligned with your overarching goals.

    Vince Ratliff believes that wealth management and financial planning shouldn't be shrouded in mystery. With over 20 years of experience across banking, insurance, and investments, Vincent has dedicated his career to demystifying the markets and making financial planning truly accessible.

    Serving clients through LPL Financial, he is known for an inclusive, client-first approach that welcomes individuals and families regardless of their starting point or account size. Vince’s passion is breaking down complex financial concepts into clear, actionable strategies—meeting his clients exactly where they are today and partnering with them to build confidence for a secure financial future.

We proudly offer comprehensive and holistic financial solutions that are thoughtfully designed to effectively meet the unique and diverse needs of every investor we serve. Our unwavering commitment is to ensure that our clients consistently feel valued, appreciated, and understood throughout their entire financial journey with us.

Meet Your Advisor

Vincent Ratliff, CRPC
Financial Advisor

Vincent Ratliff is a Financial Advisor with over 20 years of experience, now serving clients through LPL Financial in Fort Mill, SC. Known for his inclusive and client-centered approach, Vincent is committed to helping individuals and families achieve both short- and long-term financial goals—regardless of their starting point or how much they have to invest. By combining his expertise in banking, insurance, and investments with a genuine passion for service, he creates personalized strategies that meet clients where they are and grow with them over time.

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